Thanks to Sri Basheer, Regional Director – Reserve Bank Of India – Andhra Pradesh – who was kind enough to visit our Cibil Stall in Vijayawada Rota Expo 2025 on 13th July 2025

Our Services

“Mohan Cibil Services specializes in assisting customers facing bad credit issues, hindering their access to crucial loans like home and education loans. We strive to remove obstacles that impede our clients’ financial aspirations, empowering them to achieve their goals with confidence.”

Below are our services and you can reach out to us at

Call or WhatsApp us at +91-9059331355

Email at mohan@cibilservices.com

Improve Credit Score

  • Tailored Credit Analysis: Comprehensive assessment of your credit history to identify areas for improvement.
  • Personalized Action Plan: Customized strategies and recommendations to boost your credit score effectively.
  • Ongoing Guidance and Support: Expert assistance and continuous monitoring to help you navigate the process and achieve lasting improvements.

Clear Past Settlements

  • Settlement Evaluation: Thorough review of past settlements to determine their impact on your credit report.
  • Negotiation Expertise: Skilled negotiation with creditors to resolve past settlements and potentially improve your credit standing.
  • Record Rectification: Assistance in ensuring accurate reporting of settled accounts to credit bureaus, aiding in the removal of negative remarks from your credit history.

Remove Written Off Status from CIBIL Report

  • Detailed Review: Comprehensive examination of accounts marked as “written off” in your CIBIL report to assess inaccuracies or discrepancies.
  • Dispute Resolution: Strategic dispute resolution with creditors and credit bureaus to challenge the validity of written-off status entries.
  • Credit Restoration Plan: Tailored strategies and guidance to rectify erroneous entries, aiming to restore your credit profile and improve your overall creditworthiness.

Remedy Company Credit Report CCR Issues

  • Thorough Analysis: In-depth review of your company’s Credit Information Report (CCR) to identify any inaccuracies or discrepancies.
  • Dispute Resolution: Expert handling of disputes with credit bureaus and creditors to rectify errors and ensure accurate reporting of your company’s credit information.
  • Credit Enhancement Strategies: Tailored recommendations and guidance to improve your company’s creditworthiness and optimize its financial standing for future endeavors.

Delete Mismatched Accounts

  • Meticulous Account Review: Detailed examination of your credit report to identify any accounts that do not belong to you or are inaccurately reported.
  • Dispute Resolution Expertise: Skillful dispute handling with credit bureaus and creditors to remove mismatched accounts from your credit history.
  • Enhanced Credit Integrity: Assistance in rectifying discrepancies to ensure the accuracy and integrity of your credit report, bolstering your overall financial credibility.

Settle Overdue Issues

  • Comprehensive Assessment: Thorough evaluation of overdue accounts and outstanding debts to understand the scope and severity of the issues.
  • Negotiation and Settlement: Professional negotiation with creditors to reach favorable settlement terms, aiming to resolve overdue issues efficiently and cost-effectively.
  • Financial Rehabilitation: Guidance and support throughout the settlement process to help clients regain control of their finances and pave the way for a brighter financial future.

Correct Closed Accounts Left Open

  • Account Audit: Conduct a comprehensive audit of closed accounts to identify any instances where accounts were improperly left open.
  • Closure Verification: Verify closure of accounts with relevant financial institutions to rectify any discrepancies and ensure accurate reporting.
  • Credit Profile Restoration: Take necessary steps to correct any inaccuracies and safeguard your credit profile against negative impacts resulting from erroneously open accounts.

Maintain a Healthy Credit Score

  • Personalized Credit Analysis: Conduct a thorough analysis of your credit report to identify factors affecting your credit score.
  • Customized Action Plan: Develop a tailored action plan with specific steps to improve and maintain a healthy credit score.
  • Ongoing Monitoring and Guidance: Provide continuous monitoring of your credit profile and offer guidance to ensure sustained improvement in your credit score over time.